New Townhomes Under $500K in Durham Region (2026)
Quick answer: Brooklin Towns 2.0 by Madison Group, in Brooklin, Whitby, has new urban townhomes from $479,990* for eligible buyers. That price is net of Ontario's enhanced HST relief, which applies to buyers purchasing the home as their primary residence under an agreement signed between April 1, 2026 and March 31, 2027. Buyers who do not qualify pay HST on top. Homes are approx. 829 to 1,321 sq ft, each with two parking spots, with tentative occupancy in Q4 2028 to Q1 2029.
Why the sub-$500K price needs a careful read
The $479,990* and $489,990* prices are only under $500K for eligible buyers. They are net of Ontario's enhanced HST relief, so the builder is pricing as if the HST is fully offset by the rebates. If you are buying as an investor, the home will not be your primary residence, or you sign after March 31, 2027, you would not get the relief and HST would be added at closing. Read our HST rebate guide before you sign.
Brooklin Towns 2.0 prices
| Plan | Price from* (for eligible buyers) |
|---|---|
| U-829 | $479,990* for eligible buyers |
| U-1141 to U-1185 | $489,990* for eligible buyers |
| U-1280 and U-1321 | $539,990* for eligible buyers |
Prices across the phase range from $479,990* to $579,990* for eligible buyers, from Madison Group's October 20, 2026 price list. The 99 homes are in Blocks A to G on Taikins Way, Florentine Way and Vista Court, beside a park and a proposed trail.
How it compares
Brooklin Towns 2.0 is one of the few new townhome communities in Durham Region advertised below $500K for eligible buyers. For context, TRREB's MLS Home Price Index for September 2026 put Whitby's townhouse benchmark at $563,400, down 13.31% from a year earlier. That benchmark describes a typical resale townhouse, which may differ in age and size.
Deposit structure
- $5,000 on signing
- $5,000 in 30 days
- $10,000 in 90 days
- $10,000 in 180 days
- $10,000 in 210 days
- Balance to 10% in 240 days
On a $479,990* home, 10% is about $48,000, so the final instalment would be roughly $8,000. Your lawyer will confirm exact amounts from the agreement.
What comes with the home
- Two parking spots with every home: a garage plus driveway, or two assigned outdoor spots on plans without a garage.
- About 9 ft ceilings on the first and second floors.
- Phase 2 incentives: appliance package, air conditioning included, and development charges capped.
- 7-year Tarion warranty coverage.
- Common element fee of about $0.26 per sq ft per month (roughly $216 a month on the 829 sq ft plan).
Who it suits
- First-time buyers who want a new home with parking instead of a condo apartment.
- Renters in Durham who can save a deposit over eight months and move in late 2028 or early 2029.
- Downsizers who want a smaller, newer home in Brooklin.
- Commuters using Highway 407 (about 2 minutes away) or the Whitby GO Lakeshore East line.
Budgeting checklist
- Get a mortgage pre-approval and ask your lender how they treat a 2028 to 2029 closing.
- Confirm with a lawyer that you qualify for the enhanced HST relief before signing.
- Plan for the 10% deposit over 240 days.
- Budget for land transfer tax (first-time buyers may qualify for a refund), legal fees and closing adjustments.
- Budget for the monthly common element fee, property tax and utilities.
- Remember that interim occupancy and final closing dates are tentative and can move.
Need to move sooner? See the move-in ready Phase 1 homes.
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Frequently asked questions
Are there new townhomes under $500K in Durham Region?
Yes, for eligible buyers. Brooklin Towns 2.0 in Whitby starts at $479,990* (U-829) and $489,990* (U-1141 to U-1185) for eligible buyers, per Madison Group’s October 20, 2026 price list. These prices are net of Ontario’s enhanced HST relief.
Is the $479,990 price for everyone?
No. It is the price for eligible buyers, net of Ontario’s enhanced HST relief. If you do not qualify, for example because the home will not be your primary residence, HST is payable at closing on top of the price.
What deposit is required for Brooklin Towns 2.0?
$5,000 on signing, $5,000 in 30 days, $10,000 in 90 days, $10,000 in 180 days, $10,000 in 210 days, and the balance to 10% in 240 days.
When is occupancy for Brooklin Towns 2.0?
Occupancy is tentatively scheduled for Q4 2028 to Q1 2029. Dates are set by the builder and can change.
Do I need to be a first-time buyer to qualify for the net price?
No. Ontario’s enhanced HST relief is open to individuals buying a new home as their own or a relation’s primary residence, with an agreement signed between April 1, 2026 and March 31, 2027. First-time buyers have an additional federal rebate, but the combined relief is capped at the HST actually paid.
Presented by UB Realty Inc., Brokerage. *Prices marked with an asterisk are net of the Ontario enhanced HST relief on new homes for eligible buyers (generally an individual buying the home as their own or a relation's primary residence, with an agreement signed between April 1, 2026 and March 31, 2027). If you do not qualify, or the program changes, HST is payable at closing in addition to the price shown. Phase 2 (Brooklin Towns 2.0) prices from Madison Group's October 20, 2026 price list. Phase 1 (Street Towns) prices from Madison Group's October 13, 2026 price list; Phase 1 incentives from the Phase 1 Client Incentive Program, July 2026. Occupancy dates are tentative. Drive times are approximate. Prices, incentives and availability can change without notice. Not tax or legal advice. E.&O.E.